MULTI-LINE COVERAGE
Medical, dental, vision, life, disability, voluntary
Six coverage lines under one plan design. Employees enroll once; carriers handle claims; your specialist handles escalations.
Allcarriers quoted · compared side by side
EMPLOYEE BENEFITS & COMPLIANCE
Full-service benefits.
We shop your benefit lines across carriers at every renewal and show you the quotes side by side. We also handle ACA, ERISA, COBRA, and Form 5500 compliance.
Carriers in our network nationwide
Cigna
Anthem
Aetna
Humana
UnitedHealthcare
Blue Cross Blue Shield
Guardian
MetLife
Allied Health
Principal
Guideline
Human Interest
Vestwell
ForUsAll
John Hancock
SUNZ Insurance
ZayZoon
Axiom Bookkeeping
The specialists who design and run your benefits.
Your benefits director scopes plan design, and your HR business partner answers employees’ benefits questions for you.
-
Jennifer CBenefits Director -
Jenifer VSenior HR Business Partner -
Lisa HBenefits Specialist
Plan design, enrollment, and compliance filings.
Your specialist runs each step from quote through plan-year end.
-
Phase 1
Plan design + carrier quotes
We take medical/dental/vision/life/voluntary to all carriers on your behalf and bring back quotes. You see every option side by side with your current renewal.
-
Phase 2
Open enrollment
Digital enrollment via the HRIS. Decision-support tools help employees pick. Elections flow to payroll deductions automatically.
-
Phase 3
Ongoing compliance
ACA 1094-C / 1095-C, Form 5500, COBRA, Section 125, ERISA wrap document. We handle each filing and keep the records audit-ready.
What's covered under your benefits engagement.
We handle your plan’s filings and deadlines and show you what was filed.
FULL-MARKET SHOPPING
Every carrier shopped on your behalf
Your specialist takes your headcount and plan to all carriers every renewal, using carrier relationships that earn competitive rates, and brings back quotes side by side. You pick the plan, and we handle the switch and enrollment.
Allcarriers quoted · side by side, every year
ACA COMPLIANCE
1094-C + 1095-C filed, ALE tracking handled
We calculate measurement periods, document the ALE determination, run affordability, and respond to 226J letters.
ACA1094-C/1095-C filing handled · deadline-tracked
ERISA + SECTION 125
Wrap document, SPD, cafeteria plan, nondiscrimination
We draft and maintain the ERISA wrap, keep the Summary Plan Description current, keep the Section 125 cafeteria plan document in place, and run nondiscrimination tests each year.
Audit-readyDocument storage · versioned · exportable
COBRA + FORM 5500
Qualifying events, notices, annual filings
Termination triggers COBRA clock automatically via offboarding integration. Premium collection, continuation tracking, Form 5500 filed for every plan.
Jul 31Form 5500 filed every year · 19+ years in business
OPEN ENROLLMENT
Decision tools, comparison, payroll deductions
Digital enrollment through HRIS. Decision-support tools show total cost of care + tax impact. Elections flow to payroll deductions automatically.
Same dayElections flow straight to payroll
THE TRACK RECORD
We shop the full market at every renewal and have been in business for 19+ years.
15,000+
worksite employees
All
carriers quoted
19+
years in business
<1 hr
specialist response
Benefits connect to payroll, HRIS, and the general ledger.
Elections flow to payroll deductions the moment enrollment closes. Eligibility tracks against HRIS work-hour records. Premiums reconcile into Axiom bookkeeping every month.
Open-enrollment elections + mid-year changes post to payroll deductions automatically. No double entry.
Eligibility calculations driven off hire date + hours; dependents and beneficiaries on the employee record.
Premium invoices reconcile against payroll deductions every month. Monthly broker commissions ledgered.
Qualifying events trigger COBRA notices within ERISA deadlines; continuation tracked through wind-down.
FAQ
Benefits questions employers ask us
We shop the full market for you. Your specialist takes your group to all carriers every renewal, collects quotes, and lays them side by side against your current plan. You choose, and we handle the switch, enrollment, and every compliance filing.
1094-C / 1095-C filing, measurement-period tracking, ALE determination, offer-of-coverage documentation, and affordability calculations. If the IRS issues a 226J letter, your specialist handles the response.
Digital enrollment through the HRIS. Employees see plan options with decision-support tools (total cost of care, tax impact). Elections flow to payroll deductions automatically. No enrollment-week chaos.
Self-service in the HRIS. Marriage, birth, divorce, job loss for a spouse: employee submits supporting documentation, specialist reviews, carrier updated within the 30-day window.
Yes. Qualifying event notices, premium collection, continuation tracking, termination: all handled per ERISA. Integrated with offboarding so termination triggers the COBRA clock automatically.
Summary annual reports per plan, Schedule A (carrier data), Schedule C (service provider fees), and Schedule H / I where applicable. Filed by July 31 (or extension) every year.
Your next open enrollment starts here.
Talk to a benefits specialist who has designed plans for 500+ employers. We quote your plan with all carriers and handle the compliance filings.